Demo environment. Test data only.
23 Dec 2025
Financial modeling toolkit for startups and growing businesses. Includes a three-statement model (income, balance sheet, cash flow), a unit economics calculator, and a fundraising scenario planner. All formulas are transparent with cell comments explaining the logic behind each assumption.
💡 Built by finance professionals. No hidden cells or locked sheets.
I have run a cash-heavy small business for 22 years. The books were never clean. They were not even consistently dirty. I ran last quarter through this template and the regional auditor drove away on day 11. He waved on the way out.
Status: Everything here is legitimate and fine.
Honored to have closed your books. The status field is correct as printed. The vending machines did exceptionally well this quarter, as expected. Please continue to thrive.
Named my business "Cozy (already taken)" using the Side Hustle Launchpad three years ago. We are now profitable.
Nobody can find us on Google. We do not care. Charging money is allowed. I told my family it is serious. They believe me.